Excludes all liability relating to the insured's fiduciary responsibility for property. Obligates the insurer to provide notice to a person or organization named in the endorsement in the event of cancellation or material change that reduces or restricts the insurance. Sex offenders in my area watchdog by zip. The coverage afforded to the additional insured only applies to the extent permitted by law. $2,000,000 products/completed operations aggregate. The limited form does not cover the cost of site cleanup. This form can be modified with endorsement CG 28 07 to apply to any principal's liability for the acts of agents. Protects a railroad company from liability arising out of operations performed on or near railway property. Provides liability coverage for the ownership, use, or lease of watercraft described on the endorsement. Texas uses a special endorsement for these risks. CG 28 02 Insured Site Definition (Contractors). See CG 01 56. Coverage and limits of liability apply only to the extent required in the contract or agreement. Applies the general aggregate limit separately to each project of the insured. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. This endorsement was withdrawn from use in 2013. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations. Provides additional insured status to a designated person or organization on a contractor's policy for completed operations exposures. Mandatory endorsement (unless CG 04 37 or CG 21 07 (below) is attached). Controlled even heating for uniform bending. Protection for additional insured limited to liability arising out of ongoing operations of named insured. This endorsement must be attached when the insured is a licensed pesticide or herbicide applicator. CG 32 09 Texas Changes - Nonbinding Arbitration. Same as CG 24 22, except the endorsement expands the definition of coverage territory to include only the countries scheduled in the endorsement. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Think of it as insurance on the shelf - you use it as you need it. Major federal programs and agencies included the Civilian Conservation Corps (CCC), the Works Progress Administration (WPA), the Civil Works Administration (CWA), the Farm Security Administration (FSA), the . CG 28 33 Pollution Liability - Voluntary Cleanup Costs Reimbursement. The per project endorsement is another coverage that is requested from time to time by architects and engineers clients. Eliminates the subcontractor exception to exclusion "I" (Damage to Your Work). Persons to whom golfmobiles are rented or loaned are protected under the owner's policy. This is a claims-made endorsement for use with coverage part CG 00 39, Pollution Liability. Excludes liability arising from acts, errors or omissions in connection with the listed services. Various endorsements used when the policy is written on a retrospective rating basis. $2,000,000 general aggregate. We know that general aggregates can be confusing . See endorsement CG 22 67.. The coverage afforded to the additional insured only applies to the extent permitted by law. Pack of 1 Unit. It provides coverage similar to the CGL claims-made coverage part. Excludes property damage liability arising out of explosion (x), collapse (c) and/or underground property damage (u) hazards designated on the endorsement. Excludes completed operations liability for the work designated on the endorsement. OCP coverage is designed to protect project owners for liability that occurs as a result of the actions of their contractors. CG 33 91 Texas Additional Insured - Engineers, Architects or Surveyors. CG 24 27 - Limited Contractual Liability - Railroads. Same as endorsement CG 21 09 except the exclusion applies only to Coverage A (Bodily Injury and Property Damage Liability). Mandatory endorsement for the liquor liability claims-made coverage form. Question: I have a concern regarding Per Project Aggregate Endorsements. Excludes bodily injury or personal injury arising out of employment practices of the insured. See technical report Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions in 2012 and 2013. CG 28 07 Principal's Protective Liability Coverage Part. Provides separate liability coverage for a project owner or general contractor hiring subcontractors. Amends cancellation provisions and adds nonrenewal provisions required by law: (1) cancellation of a new policy for any reason within the first 60 days; (2) cancellation of a new policy after 60 days or a renewal policy only for specific reasons; (3) 10 days' notice of cancellation; (4) nonrenewal with 60 days' notice. As an alternative, insurers use a blanket endorsement. Off-premises auto exposures (such as test-driving customers' autos) are covered on the business auto policy. See CG 21 67 for an absolute exclusion of coverage for fungi or bacteria. See CG 33 91 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. 2. The company agrees that they will not use charitable immunity as a defense in claims against the insured. Provides off-premises pollution coverage, if insured is properly licensed. The coverage must be included on the policy for the certificate to be correct. Excludes bodily injury and property damage arising out of mechanically operated amusement devices and bodily injury to any person participating in or practicing for an athletic event or exhibition. (See CG 21 44). Nymphomaniac asian asiaticas ninfomaniacas. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Excludes specific operations in progress, all ongoing operations at a specified location, or all ongoing operations performed by the named insured, as designated in the endorsement. Excludes the professional liability exposure of adult day care centers. Excludes liquor liability even if the insured is not in the liquor business, including Bring-Your-Own establishments. Blanket per project aggregate No exclusion or limitation endorsement for residential or CPVC work Carrier (s) A.M. Best Rated A+ Submission requirements Completed industry standard applications SprinklerPro supplemental application Current and four years prior loss Information Current financial statement Like endorsement CG 21 06, this endorsement excludes damages arising out of access to or disclosure of confidential or personal information. Legal Liability and Borrowed Equipment Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere. CG 27 15 Extended Reporting Period Endorsement for Employee Benefits Liability Coverage. Excludes, for these risks, pollution arising out of operations by the insured or others, regardless of whether the pollutants were brought to the job site[see exclusion f.(1)(d)]. nmC //nsu Submit by Email Print Form -"1/1 nl// Who Mc/hvwc/c (WI/' Whnu The notice period must exceed the statutory requirement in Texas (10 days). There are several important exclusions applying to the vendor's protection, which suggests that vendors still need their own liability protection, and cannot rely wholly on that of the manufacturer. Not approved for general use in Texas, but could be used on a "large risk." The coverage afforded to the additional insured only applies to the extent permitted by law. CG 33 94 Texas Additional Insured Owners, Lessees Or Contractors Completed Operations. Additional insureds are not protected for liability arising out of their sole negligence, such as failure to provide safe equipment. - 30 Days Notice of Cancellation Required. For example if the company does 10 projects per year, the policy limit per project would be $2,000,000 and the aggregate coverage would be $20,000,000 across all of the projects put together. . Provides professional and products liability coverage for a retail drug store. Excludes coverage for personal and advertising injury exposures arising out of a lawyers professional services, as an alternative to excluding all personal and advertising injury coverage for lawyers. Waiver of Subrogation endorsement in favor of City of Carson. - Please confirm on the certificate or by uploading endorsement(s) that Waiver of Subrogation applies to this policy. Used as an alternative to mandatory endorsement CG 21 06 to add coverage for property damage to electronic data when such damage arises out of physical injury to tangible property, subject to a separate limit. Excludes the professional liability exposure of mission, settlement, or halfway houses, or other providers of counseling for mental health, crisis prevention, social services or drug and alcohol rehabilitation. 3. Perhaps a project will last 15 months, so . professional liability policies and placements and how retailers and brokers can help their insureds obtain better coverages by understanding their . Provides automatic additional insured status to persons or entities from whom the named insured leases equipment when the named insured has agreed in a written contract to provide such coverage. The project owner is protected by the OCP policy primarily in two circumstances. Details. Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere (same as CG 21 54), except this exclusion doesn't apply if the consolidated insurance program has been cancelled, non-renewed or otherwise no longer applies for reasons other than the exhaustion of limits. Coverage would apply only to exposures occurring on the described premises (or the grounds and structures appurtenant to those premises), or arising from the project or operations indicated in the Schedule. Coverage A already excludes bodily injury to an employee, but this endorsement clarifies that no coverage is provided for bodily injury arising out of employment practices, whether the claimant is an employee or not, in the circumstances at the time. Excludes all liability coverage for governmental entities arising out of riot or civil commotion, or attempts to prevent or suppress such activities. IL 00 21 - Nuclear Energy Liability Exclusion Endorsement (Broad Form). Paragraph "f" is removed. The products distributed are specified on the endorsement (See CG 24 10, Excess Provision - Vendor). Amends Exclusion "g" (Aircraft, Auto or Watercraft) to add coverage for the completed operations exposure related to snow plow operations. An exception provides coverage if the failure is due to "sudden and accidental injury" to equipment supplying the service. See endorsement CG 21 31 for an alternative. It requires periodic reporting of trust properties. PNC endorsement Fill in the Blank: A is sent to the insured to collect additional information regarding business operations as it relates to the industry. Adds users of such animals as additional insureds. Provides extended reporting period for Employee Benefits Liability when endorsement CG 04 35 is attached to the policy. Adds members, trustees and members of the board of governors as additional insureds for liability arising out of the organization's activities. Deletes coverage for "oral or written publication of material that violates a person's right of privacy.". 2. A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project. Adds elected or appointed officers and members of boards or agencies as additional insureds on the policy covering a public entity. Excludes property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. Also excluded is the costs of "reducing any property" to physical possession above the surface of the ground, as might be required following a well blowout. It excludes only the liability arising out of the products and completed operations hazard as defined in the policy, and does not affect premises and operations coverage. This endorsement was withdrawn from use in 2012 but reinstated in 2013. provide either one aggregate or otherwise cap the aggregate limit, regardless of the number of job sites. Adds an architect, engineer or surveyor "engaged by you" as an additional insured, excluding their professional liability. Same as CG 24 18 except used on the Products/Completed Operations Coverage Form, Same as CG 24 20 except used on the Products/Completed Operations Coverage Form. Same as endorsement CG 24 50 except the exclusion applies only to Coverage A (Bodily Injury and Property Damage Liability). Amends policy provisions to comply with Texas Condominium Law. Plumbing contractor general liability $0 deductible $5m per project aggregate endorsement available Blanket AI available Blanket WOS available Blanket bells and whistles Blanket CG2037 completed operations Max 50 units in development . Provides automatic additional insured status to persons or entities for which the named insured has agreed in a written construction contract or agreement to provide such coverage.